Our Mission

Relentlessly pursue innovation and digital solutions to make everyone's digital world more easy and secure

Our Vision

To provide a safe and secure computing environment for every digital interaction

Our Culture

Our culture is driven by integrity, team work, passion and unwavering commitment to making sure each and every client gets the best output from us


Our culture is driven by integrity,

team work, passion

FAO (Future and Options Kard Services) is spearheaded by a team of seasoned professionals who possess extensive expertise in the fields of card personalization, software development, and allied services. With a collective experience of over 50 years in digital payments, security, and cutting-edge software solutions, FAO is dedicated to delivering not only world-class services but also fostering a reliable and secure environment for all its valued clients.

At the helm of this passionate team stands Mr. Narayanan, a trailblazer in the credit/debit card industry in India. With a remarkable banking career spanning over three decades, Mr. Narayanan has held pivotal leadership positions within the digital payments industry. FAO was established under his guidance, aiming to provide exclusive services such as card personalization, software solutions, and fulfillment solutions to the banking and loyalty card sectors.



Moreover, Mr. Narayanan is renowned for his philanthropic endeavors. As a committed advocate for social change, he actively contributes to empowering the urban poor through employment opportunities and skills training programs. This noble objective forms the core motivation behind the establishment of FAO.

With the leadership of Mr. Narayanan and the expertise of our dedicated team, FAO is committed to providing exceptional services tailored to meet the unique requirements of our clients. We continuously strive to enhance the efficiency and security of card personalization, ensuring that our solutions align with the latest industry standards.

By choosing FAO, you not only benefit from our comprehensive suite of services but also contribute to our mission of creating a positive impact in the community. Join us in shaping the future of card personalization while making a difference in the lives of others.




Key Smart Projects

  • Completed projects in two districts namely Rajkot (66%) and Navsari (83%) in Gujarat.

  • Completed projects in two districts in Bihar (Patna and Kishanganj).

  • Completed projects in Auraiyah and Ghazipur in Uttar Pradesh.

  • Completed projects in Varanasi and Faizabad in Uttar Pradesh




OUR CLIENTELE